January Goals

I've got some big goals this year, but let's start small.

This month my goals are:

1.) Do not buy any new clothes except possibly a new swim-suit. ---My closet has plenty of nice things in it and while I always think it could use more I'd like to not spend any money on it.

2.) Do not eat out unless on date night. By far I waste too much money eating out and not cooking at home. Thanks to the boyfriends mother I have a new crock-pot and want to make more meals at home.

3.) Drink 60 oz. of water a day. I drink too much caffeine and my body feels it. It's time to be better to my body in that department. 

4.) Pay at least $100 towards my undergrad loans. They have already accumulated interested and I'd like to start the process of paying some of it back.

Any loan paying processes you suggest for a graduate student who works part time?

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