I've got some big goals this year, but let's start small.
This month my goals are:
1.) Do not buy any new clothes except possibly a new swim-suit. ---My closet has plenty of nice things in it and while I always think it could use more I'd like to not spend any money on it.
2.) Do not eat out unless on date night. By far I waste too much money eating out and not cooking at home. Thanks to the boyfriends mother I have a new crock-pot and want to make more meals at home.
3.) Drink 60 oz. of water a day. I drink too much caffeine and my body feels it. It's time to be better to my body in that department.
4.) Pay at least $100 towards my undergrad loans. They have already accumulated interested and I'd like to start the process of paying some of it back.
Any loan paying processes you suggest for a graduate student who works part time?
